Employed or Self-employed?
Compare both models financially: your net income, the hourly rate you would need to earn the same, and the tax burden. A calculation workflow, nothing more. Runs in your browser.
Your progress is stored only in your own browser (localStorage) and is not transmitted to our servers. Third-party resources (e.g. advertising and analytics from Google/Cloudflare) may transfer data when loaded.
This workflow guides you through the following steps:
- 1. Calculate net salary Calculate your net salary from gross as a starting point.
- 2. Calculate hourly rate Calculate the hourly rate you would need as a freelancer.
- 3. Check the pension gap Check your pension gap and what you must save yourself.
Interactive workflow loading …
What you get at the end
A financial comparison of your net income, the required hourly rate, and the tax burden of both models.
Why these steps in this order
Your net first, then the hourly rate, then tax. You need the net figure to see which rate reaches it.
More background
Understand salary: gross, net and negotiation
Frequently asked questions
Where is my data stored?
Your playbook progress is saved in your own browser using localStorage. Nothing you enter is uploaded to our servers. Clearing your browser data resets the workflow.