Household Inventory
Build an inventory list with the value of your household contents for your contents insurance, without figures; all data stays local on your device.
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How to use this tool (video)
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Household inventory: list & value for contents insurance
The household inventory helps you record all your flat's items with their estimated new value. The total household value is the most important indicator for the right sum of your contents insurance, so you are not underinsured in the event of theft, fire or water damage. The generator on studio-tools.online helps you build a complete list without needing to provide fixed amounts.
You enter the values yourself – the calculator only sums what you provide and gives no fixed figures. In the event of a claim you can immediately prove individual items with their value. An inventory list is the best prerequisite for being compensated quickly and easily by your insurance.
How it works
You start by recording your rooms and the items in them. For each object you enter the designation, estimated new value and an optional short description. The generator automatically calculates the total value of your contents and displays the sum. You can add to the list gradually as you identify more items. At the end you can export the inventory list as a PDF and keep it for your records.
What it can and cannot do
This tool helps you build an inventory list and calculate the total value of your contents. However, it does not provide fixed amounts or insurance assessments. The sum insured should match the replacement value to avoid underinsurance – whether you are underinsured is decided by the insurer in the event of a claim. The tool does not replace advice from your insurance company and gives no information about the terms of your existing policy. You should ask your insurer if in doubt.
Why local processing in the browser
All items, values and descriptions stay on your device. Nothing is transmitted to a server or stored. Especially for an inventory list containing personal details about your contents, local processing is an important safeguard for your privacy. After the page loads, the tool works offline because all assets are cached locally.
Frequently asked questions
Why is an inventory list important for contents insurance?
It proves the value of your contents and helps demonstrate the correct sum insured in the event of a claim.
Do I need to be online for this?
No. After loading the page the tool works offline. Everything runs locally on your device.
Are my data uploaded?
No. All inputs stay 100 percent local in your browser. Nothing is transmitted or stored.
Does the tool give the correct sum insured?
No. You determine the values yourself. The tool only sums what you provide.
What happens with underinsurance?
With underinsurance the payout is proportionally reduced in the event of a claim. The sum insured should match the replacement value.
Can I use the list after moving out?
Yes. The inventory list also works for documenting the condition of the flat when you move out.