Buying-online guide graphic covering withdrawal periods, returns and fake shops

Security

Buying Online: Withdrawal, Returns and Fake Shops

By Daniel Ohiggins · Published: October 30, 2026 · 16 min read

Withdrawal, defect rights or voluntary return?

The parcel does not fit, the shop stopped answering, the goods are defective. The rules below apply to consumers buying from commercial sellers at a distance; purchases between private individuals carry no statutory right of withdrawal:

RouteTriggerWho to contactTypical period
WithdrawalChange of mind is enough, no defect neededContract partner (seller)generally 14 days once conditions are met
Complaint (defect rights)Goods defective, incomplete or not matching the agreed specificationsSellergenerally 2 years from delivery
Voluntary returnSeller's extra serviceSeller under its own termsoften 30 days, with own conditions

For all three routes: read what the seller says about returns, costs and responsibility, then act, and document every step.

Before you buy: checking the shop

The signals that actually matter

Fake shops copy design, legal text and even genuine companies' details. A tempting price sets the anchor, countdown clocks create pressure. The German consumer centre describes the typical warning signs: a missing or contradictory legal notice, implausible prices, advance payment as the only option, missing withdrawal instructions and copied seals. No single feature proves fraud, but a cluster is a clear stop signal.

In the first three quarters of 2025, the consumer centres counted more than 8,000 fake-shop complaints, and their fake-shop finder had identified more than 100,000 shops cumulatively by April 2026, around 1,800 new ones per month. The 2025 police crime statistics record 194,466 cases of goods and goods-credit fraud domestically, though that figure includes other offence types and is not a fake-shop count.

SignalCheckLimitation
Legal noticeVerify name, address, email, register data independentlyStolen company details look genuine
PricesCompare with other sellersFake shops also use normal prices
Payment methodsCheck at checkout, not the logosFaked payment pages harvest card data
Withdrawal instructionsRead periods, return address, costsCorrect wording does not prove that the seller intends to deliver
DomainRead the address character by character, check ageA young domain is a warning, not proof
ReviewsSearch independently, not only in the shopInternal praise is not evidence
HTTPSCheck the lock, verify identity separatelyFake shops encrypt too

Payment methods: what they are worth in a fraud case

Your choice of payment method decides your chances of recovering money when goods never arrive:

MethodProtectionPeriodLimit
Advance bank transferno automatic protectionact immediatelyrecall often impossible
Credit cardchargeback via your banktypically 120 daysno guarantee, start varies
PayPalbuyer protection with a valid reasondispute 180 days from payment, escalation 20 days from opening the disputefriends and family excluded
SEPA direct debitreturn via your bank8 weeks from account debitapplies to basic direct debit
Invoice (Klarna etc.)pay after receiptreport problems activelypayment pause, no automatic cancellation
Cryptocurrencyno built-in buyer protectionnonetechnical irreversibility

Advance payment is the riskiest choice. With unknown shops, use a payment method with buyer protection and read its conditions before paying. The PayPal buyer protection terms require a valid reason such as item not received; a mere change of mind does not qualify.

The five-minute check

  1. Open the legal notice and verify the seller details independently.
  2. Read the withdrawal instructions: periods, return address, return costs.
  3. Follow the payment methods to the final checkout step.
  4. Search reviews outside the shop for the exact domain.
  5. Read the URL completely and buy elsewhere if in doubt.

In the Fake Shop Check you tick the warnings you found yourself and get a risk rating. The tool does not fetch the shop and evaluates your entries locally. Its score is not a probability of fraud but a way to organise your findings. For a deeper dive, the handbook article Check Website Legitimacy covers the legal notice, seal verification and domain checks in detail.

Withdrawal: counting the 14 days correctly

When the period starts

Do not count from the order or the dispatch date. Under section 356 BGB, the period for ordinary goods generally starts on receipt, but not before proper withdrawal instructions. The event day itself does not count under section 187 BGB; day one is the following day. The period ends under section 188 BGB at 24:00 on the fourteenth day.

SituationPeriod starts
One item, one deliveryreceipt of the goods
Several items from one order, delivered separatelyreceipt of the last item
One item in several part-deliveriesreceipt of the last part
Regular deliveries over a periodreceipt of the first item
Service contractcontract conclusion
Digital content without a physical mediumcontract conclusion

Worked examples with weekends and holidays

If the deadline falls on a Saturday, Sunday or a recognised holiday at the place of declaration, section 193 BGB moves the end to the next working day. That is not automatically a Monday if a holiday intervenes. The examples assume proper instructions at the latest on the day of receipt:

Goods receivedDay 14 nominalLast day to send the withdrawal notice
Friday, 30 Oct 2026Friday, 13 Nov 2026Friday, 13 Nov 2026, 24:00
Saturday, 31 Oct 2026Saturday, 14 Nov 2026Monday, 16 Nov 2026, 24:00
Friday, 18 Dec 2026Friday, 1 Jan 2027Monday, 4 Jan 2027, 24:00 (New Year + weekend)
Sunday, 1 Nov 2026Sunday, 15 Nov 2026Monday, 16 Nov 2026, 24:00

The Cooling-off Deadline Calculator works these cases out in the browser: enter the event date, contract type, the federal state for holiday shifts and your planned dispatch date, and the tool shows the calculated deadline at 24:00 with shifts listed separately. The inherited holiday table has documented limits: it counts Reformation Day in Baden-Württemberg and Penitence Day in Bavaria although these are not general statutory holidays there, and it does not know every local holiday. Check the result against your calendar; the place of declaration determines the applicable holidays.

The withdrawal button since June 2026

Since 19 June 2026, section 356a BGB requires an electronic withdrawal function for covered online contracts. The process is set out by statute:

  1. A clearly readable, prominent button labelled "Withdraw from contract" (or equivalent), available throughout the period.
  2. Entry or confirmation of name, contract identification and an electronic contact for confirmation.
  3. A second button confirming the withdrawal.
  4. Immediate receipt confirmation on a durable medium with content, date and time.

The button creates no new withdrawal right and does not replace the other routes: email and letter remain valid. What matters is the combination with the instructions: if the function is missing or the shop fails to inform properly about it, the regular period may never start under section 356(3). For goods, the outer limit is then twelve months and 14 days from receipt (section 356(4) BGB). A missing button does not automatically extend the period; it can prevent the period from starting. The consumer centre explains the withdrawal button in detail.

What is excluded from withdrawal

Section 312g BGB lists exceptions, which a shop may not simply declare in its terms but must ground in statute:

ExceptionCondition
Custom-made goodsgoods not prefabricated whose production was decisively shaped by your individual choice or specification, or goods clearly tailored to personal needs
Perishable goodsshort shelf life
Sealed hygiene itemsnot suitable for return for health or hygiene reasons, seal removed after delivery
Sealed software, audio and video recordingssealed packaging, unsealed after delivery
Newspapers and magazinesnot for subscriptions
Date-specific servicesaccommodation, vehicle rental, leisure services with a fixed date
Public auctiontransparent, competing bidding process run by an auctioneer, personal attendance possible, binding fall of the hammer

Not every online auction falls under the auction exception, and not every opened package triggers a hygiene exclusion. The packaging must have been recognisable as a seal; mere clear film does not qualify according to the consumer centre.

Declaring the withdrawal: form, period, proof

You do not need to give a reason, sign the declaration or use the seller's form. Under section 355 BGB a clear declaration to the seller is enough; timely dispatch preserves the period. A letter or an email both qualify; the statutory model instructions name both explicitly.

What does not suffice is sending the parcel back without a word: the IHK points out that mere return does not replace an explicit withdrawal declaration. A proven template for the email:

I hereby withdraw from the purchase contract for [item], order number [number], received on [date]. Name, address, date.

Secure proof of dispatch: for email, the send time and if necessary a receipt confirmation; for a letter, a posting receipt. The Cooling-off Deadline Calculator also shows the date by which you must have sent the declaration.

For brokerage contracts, the Brokerage Contract Withdrawal Letter builds the withdrawal declaration as a PDF, with a property details field and a reference helper. The tool does not check whether your withdrawal right still exists or whether the period is still running; you must verify both separately. Brokerage contracts differ from goods purchases in some details.

Return shipping costs: what really applies today

The former 40-euro rule no longer applies; it dates from the law before the reform of 13 June 2014. The IHK confirms the change: what matters today is solely whether the seller properly informed you about cost allocation, regardless of the goods' value.

SituationWho pays
Seller informed about return costsconsumer (section 357(5) BGB)
Seller promised free returnsseller
No information about the costsconsumer does not bear them
Wrong delivery or defectseller bears remedy transport costs (section 439(2) BGB)
Rescission for a defecttrader (section 475(7) BGB)

Two qualifications apply: with a full withdrawal, paid standard outbound shipping is refunded, but not the surcharge for a more expensive delivery option. And for bulky goods, the seller must inform you about return shipping costs in distance selling, which still does not create a general entitlement to free freight collection.

In practice, according to EHI, 60.6 percent of surveyed DACH retailers covered return shipping costs fully in 2026, up from 49.2 percent the year before. The major retailers at a glance, as of 30 October 2026:

RetailerVoluntary periodCostsSpecial notes
Amazon30 days for certain itemsfree if marked at purchase; otherwise label costs possiblea 50-euro collection fee may apply for bulky non-defect returns
OTTO30 days from receiptfreemarketplace items go to the respective seller
MediaMarkt30 days from receiptcoveredapplies to own sales, not third-party sellers

The table shows the permanent standard terms without limited-time promotions. For purchases between 27 October and 1 December 2026, for example, MediaMarkt names an additional voluntary return right until 31 December 2026. These terms change often and can apply only to certain categories. Check the concrete return options in each shop before relying on a period or cost rule.

Returning an order: seven steps

Flat-packed furniture boxes and shipping cartons in a storage room

  1. Check your claim and the seller. Change of mind means withdrawal; a defect can trigger defect rights, and if a withdrawal right still exists, that route remains open too, with different cost consequences. On marketplaces, identify the actual seller and their return address; do not blindly reuse the sender address of the original parcel.
  2. Declare the withdrawal in time. Use email or the withdrawal button, name the order number, keep the confirmation. The parcel alone is not enough.
  3. Pack completely. Include accessories and documents, choose a protective box. Original packaging is not a legal requirement for statutory withdrawal. For electronics, back up and erase personal data, and unlink your accounts first.
  4. Document the condition. Photos of the item, accessories and contents; optionally a video of you packing the return for valuable goods. The consumer centre explicitly recommends this against later claims of incomplete returns.
  5. Organise the shipping route. Use the seller's label or QR code if offered. Check costs in the returns portal; prepaid does not automatically mean free.
  6. Ship within the period. 14 days from the withdrawal declaration, timely dispatch suffices. Keep the tracking number and posting receipt. The trader bears the risk of the return shipment, but a dispatch receipt still matters.
  7. Track the refund. Due within 14 days of receiving the withdrawal, generally via the original payment method rather than a voucher. The seller may hold back until the goods arrive or you prove dispatch. If the refund stalls, chase it in writing with order number and evidence.

Person seen from behind with a smartphone and laptop at a work table

Complaint instead of withdrawal: the defect rights

If the goods are defective or do not match the agreed specifications, you can use the defect rights. If a withdrawal right still exists, that route remains open too; the cost consequences differ. For ordinary new goods, claims generally become time-barred two years after delivery (section 438 BGB). If a defect appears within the first year, it is presumed to have existed at handover (section 477 BGB); after that year, proving your claim becomes more difficult, but the rights do not end automatically.

The sequence: inform the seller and demand a remedy, meaning repair or replacement. The seller bears the necessary transport costs (section 439(2) BGB). You do not have to wait for two repair attempts in every case: rescission can come into play after a failed remedy or the end of a reasonable period, and section 475d BGB names further cases in which you can rescind or reduce the price without setting another deadline, such as a refused remedy or a serious defect. For a trivial defect, rescission is ruled out, but a price reduction may still be possible.

For sales contracts concluded from 31 July 2026, an extension applies: if you choose repair, the original limitation period is extended once by twelve months under section 475e(5) BGB. The one-year reversal of the burden of proof remains unchanged.

RouteTriggerPeriodCosts
Withdrawalchange of mind14 daysreturn costs generally with the consumer
Remedydefectgenerally within the limitation period, mind extensionstransport costs with the seller
Rescissiondefect, remedy failed or a section 475d exceptionwithin the limitation period, own conditionsreturn costs with the trader
Guaranteevoluntary promiseper guarantee termsper the guarantor's conditions

If the shop defrauded you: immediate steps

Illustration: a hand reaching out of a laptop screen for a credit card and cash

Fraud follows different rules from withdrawal. Contact your bank or payment provider first:

  1. Challenge the payment immediately. Contact your bank or payment provider: request a transfer stop, file a chargeback, open a PayPal dispute or return the direct debit. Do not wait for a police report before informing the bank.
  2. Limit further damage. If card details were entered, have the card blocked and check statements. Copied shops sometimes exist only to harvest payment data.
  3. Secure the evidence. Collect the offer with its URL, order confirmation, payment receipt, correspondence and screenshots.
  4. File a report. With the police in person or via the online police station. Add the case number to your bank or payment provider file.
  5. Inform the consumer centre and the platform. Report to the consumer centre; for marketplace purchases also to the platform operator, and for ads to the advertising platform.

The payment deadlines from the payment section apply here too: card chargebacks typically 120 days, PayPal disputes 180 days from payment with 20 days to escalate after opening the dispute. Buyer protection and a card dispute must not run in parallel for the same payment; a card dispute ends the PayPal process. A refund is never guaranteed, and a transfer you authorised yourself cannot simply be reversed. The consumer centre describes the limits of recovering money.

What happens to returns

Amazon describes in its returns-centre report how the return is matched against the order and then checked for signs of use: unused items can be sold as new again, and inspected used items go to its returns shop with a condition description. Other routes are B-stock portals, liquidators, donations and recycling. There is no general destruction ban, but since 19 July 2026 large companies are in principle banned from destroying certain unsold clothing, accessories and shoes; medium-sized companies follow from 19 July 2030. Statutory exceptions remain, for example for dangerous or certain damaged products.

Document the return and include all accessories. That increases the chance the goods can be resold, and it protects you in a dispute about the condition.

Checklist: the whole sequence at a glance

  1. Before buying: check the legal notice, withdrawal instructions, payment methods and reviews.
  2. File purchase documents and the order confirmation.
  3. On change of mind: calculate the period, declare the withdrawal in time, secure proof.
  4. Pack completely, photograph the condition, document the shipping route.
  5. Track the refund within 14 days, chase it in writing if it stalls.
  6. On defects: demand a remedy, mind the periods and the section 475e extension.
  7. On fraud: challenge the payment, block the card, secure evidence, file a report.

The Fake Shop Check supports step 1, the Cooling-off Deadline Calculator step 3, and the Brokerage Contract Withdrawal Letter builds the withdrawal declaration for brokerage contracts. All three run in the browser without uploads.

Frequently asked questions

When does the 14-day withdrawal period start for an online purchase?
For ordinary goods it generally starts on receipt of the goods, but not before proper withdrawal instructions (section 356 BGB). The day of receipt itself does not count; day one is the following day. For several goods from one order delivered separately, receipt of the last item counts. As of 10/2026.
What is the withdrawal button that became mandatory in June 2026?
Since 19 June 2026, shops must offer an electronic withdrawal function under section 356a BGB for covered online contracts: a clearly labelled button such as Withdraw from contract, a confirmation step and a receipt confirmation with date and time. The button creates no new withdrawal right; it complements email and letter. If the function or the information about it is missing, the regular period may not start; for goods the outer limit is then twelve months and 14 days from receipt (section 356(4) BGB). As of 10/2026.
Do I have to give a reason for the withdrawal?
No. Under section 355 BGB a clear declaration to the seller is enough, for example by email naming the purchase contract and order number. No reason is required, the seller's form is not mandatory and no signature is needed. What does not suffice is sending the parcel back without a word.
Who pays the return shipping costs for a withdrawal?
Generally the consumer, if the seller properly informed them about cost allocation (section 357(5) BGB), regardless of the goods' value. The former 40-euro rule no longer applies; it was dropped in 2014. If the seller offers free returns, their promise applies. For a defect, the seller bears the transport costs of the remedy (section 439(2) BGB). As of 10/2026.
How long do I have to send the goods back after withdrawing?
The return period is 14, not 13 days; timely dispatch suffices (section 357(1) in conjunction with section 355(3) BGB). If the seller offered collection, you do not have to ship the goods yourself. The seller must refund without undue delay, at the latest within 14 days of receiving the withdrawal, but may hold back until the goods arrive or you prove dispatch, except when collection was offered (section 357 BGB). As of 10/2026.
Can the seller refuse a return without the original packaging?
For a statutory withdrawal, generally no. Original packaging is not a legal requirement; an equally protective shipping box is enough. Voluntary return policies can set their own conditions. Genuine sealed-goods exceptions such as opened software or hygiene items are governed separately by section 312g BGB. As of 10/2026.
Do HTTPS or a trust seal prove a shop is legitimate?
No. Fake shops use HTTPS too, and seal images can be copied. Check the legal notice, the payment methods actually offered, the withdrawal instructions and reviews outside the shop. No single feature proves either legitimacy or fraud. As of 10/2026.
How long do I have for a chargeback or PayPal buyer protection?
Visa and Mastercard frequently use 120 calendar days, with the start and exceptions depending on the dispute reason; this is not a universal statute. With PayPal, open the dispute within 180 days of payment and escalate it within 20 days of opening the dispute. Buyer protection and a card dispute must not run in parallel for the same payment; a card dispute ends the PayPal process. Payments via friends and family are excluded. As of 10/2026.
What is the difference between withdrawal, statutory defect rights and a voluntary guarantee?
Withdrawal exits the contract without a reason, generally within 14 days. A complaint uses defect rights: for ordinary new goods, generally two years of statutory warranty from delivery, starting with the right to a remedy. A guarantee is a voluntary promise by the guarantor with its own terms and does not replace statutory rights. As of 10/2026.
Can I reverse a bank transfer to a fake shop?
Contact your bank immediately and ask for a stop or recall of the payment. A transfer that has already been executed can often not be reversed, and there is no guarantee of success. Also report the incident to the police and the consumer centre. Never pay supposed money-recovery services. As of 10/2026.

This guide offers general orientation for online purchases under German law, not legal advice. Whether withdrawal, defect rights or buyer protection apply in your case depends on the contract, payment method and circumstances. Check the current sources and seek legal advice in a dispute.

Sources & status of these figures

As of 30 October 2026: statutory references checked directly at Gesetze im Internet, statistics and retailer terms against the linked primary sources. Retailer and payment provider terms can change.

  • Gesetze im Internet: sections 312g, 355, 356 BGB. https://www.gesetze-im-internet.de/bgb/__356.html
  • Gesetze im Internet: section 356a BGB, electronic withdrawal function. https://www.gesetze-im-internet.de/bgb/__356a.html
  • Gesetze im Internet: section 357 BGB, consequences of withdrawal. https://www.gesetze-im-internet.de/bgb/__357.html
  • Gesetze im Internet: sections 187, 188, 193 BGB, period calculation. https://www.gesetze-im-internet.de/bgb/__188.html
  • Gesetze im Internet: section 312g BGB, exceptions to the right of withdrawal. https://www.gesetze-im-internet.de/bgb/__312g.html
  • Gesetze im Internet: sections 438, 439, 475, 475d, 477 BGB, defect rights and limitation. https://www.gesetze-im-internet.de/bgb/__438.html
  • Gesetze im Internet: section 475e BGB, limitation extension after repair. https://www.gesetze-im-internet.de/bgb/__475e.html
  • Verbraucherzentrale: withdrawal button from June 2026. https://www.verbraucherzentrale.de/wissen/vertraege-reklamation/kundenrechte/widerrufsbutton-ab-juni-2026-onlinevertraege-einfacher-widerrufen-118449
  • Verbraucherzentrale: returns allegedly incomplete, sending goods back correctly. https://www.verbraucherzentrale.de/wissen/digitale-welt/onlinehandel/retoure-angeblich-unvollstaendig-so-schicken-sie-ware-richtig-zurueck-60722
  • Verbraucherzentrale: online fraud, spotting fake shops. https://www.verbraucherzentrale.de/wissen/digitale-welt/onlinehandel/abzocke-online-wie-erkenne-ich-fakeshops-im-internet-13166
  • Verbraucherzentrale Bundesverband: fake shop complaints and advertising. https://www.vzbv.de/pressemitteilungen/jeder-zweite-fakeshop-schaltet-werbung-auf-google-oder-meta
  • BKA: police crime statistics 2025, fraud and cybercrime. https://www.bka.de/SharedDocs/Downloads/DE/Publikationen/PolizeilicheKriminalstatistik/2025/FachlicheBroschueren/IMK-Bericht.pdf?__blob=publicationFile&v=8
  • PayPal: German buyer protection terms. https://www.paypal.com/de/legalhub/paypal/buyer-protection
  • Wise: card dispute timeframes, typically 120 days. https://wise.com/de/help/articles/4yTMYFeJakaQ8L7pdo39ef/warum-wurde-der-disput-fur-meine-karte-abgelehnt-oder-war-ungultig
  • Visa: chargebacks and purchase disputes, typically up to 120 days. https://www.visa.co.uk/how-you-pay-matters/chargeback-purchase-disputes.html
  • Bundesbank: SEPA direct debit, returning debits. https://www.bundesbank.de/de/aufgaben/unbarer-zahlungsverkehr/serviceangebot/sepa/inhalte/inhalte-642840?index=3
  • IHK Hochrhein-Bodensee: withdrawal instructions and the end of the 40-euro rule. https://www.ihk.de/konstanz/recht-und-steuern/recht/vertragsrecht/neubelehrungsmusterab010408ru-1672170
  • EHI Retail Institute: returns management 2025 and 2026. https://www.ehi.org/presse/wieder-mehr-kostenlose-retouren/
  • Amazon.de: return and refund terms. https://www.amazon.de/gp/help/customer/display.html?nodeId=GKM69DUUYKQWKWX7
  • Amazon: inside a returns centre. https://www.aboutamazon.de/news/nachhaltigkeit/innovative-technologie-und-reparaturexperten-ein-blick-in-ein-retourencenter-von-amazon
  • OTTO: returns and sending goods back. https://www.otto.de/shoppages/ruecksendung
  • MediaMarkt: exchange and returns. https://www.mediamarkt.de/de/service/umtausch-rueckgabe
  • Polizeiprävention: fake shops online. https://www.polizei-praevention.de/themen-und-tipps/straftaten-im-netz/fakeshops
  • Online police station: file a report online. https://portal.onlinewache.polizei.de/de/
  • Verbraucherzentrale NRW: the fake shop finder wins the 2026 German prevention award. https://www.verbraucherzentrale.nrw/pressemitteilungen/fakeshopfinder-erhaelt-deutschen-praeventionspreis-2026-119172
  • Verbraucherzentrale: right to repair, more rights since 31 July 2026. https://www.verbraucherzentrale.de/wissen/vertraege-reklamation/kundenrechte/recht-auf-reparatur-mehr-rechte-seit-31-juli-2026-124253
  • Umweltbundesamt: destruction bans for clothing, accessories and shoes. https://www.umweltbundesamt.de/themen/wirtschaft-konsum/produkte/oekodesign/oekodesign-verordnung/vernichtungsverbot-transparenzpflicht-fuer